{"id":180,"date":"2018-03-25T08:53:04","date_gmt":"2018-03-25T08:53:04","guid":{"rendered":"https:\/\/muronka.cz\/?p=180"},"modified":"2018-03-25T08:53:04","modified_gmt":"2018-03-25T08:53:04","slug":"hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez","status":"publish","type":"post","link":"https:\/\/muronka.cz\/index.php\/2018\/03\/25\/hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez\/","title":{"rendered":"Hypot\u00e9ka bez p\u0159\u00edjmu je z\u00e1rukou, \u017ee nez\u016fstanete v podnik\u00e1n\u00ed bez pen\u011bz"},"content":{"rendered":"

\n <\/head> <\/p>\n

$\"porcel\u00e1nov\u00e9$ <\/p>\n

Ot\u00e1zka zn\u00ed, kde si p\u016fj\u010dit. To prvn\u00ed, co \u010dlov\u011bka napadne, je zaj\u00edt do banky. Jen\u017ee ne ka\u017ed\u00e9mu \u017eadateli o p\u016fj\u010dku mus\u00ed banka vyj\u00edt vst\u0159\u00edc. Banka si velice dob\u0159e vyb\u00edr\u00e1, komu sv\u00e9 pen\u00edze sv\u011b\u0159\u00ed a komu nikoli. Ne ka\u017ed\u00fd \u017eadatel je pro ni ten prav\u00fd. A mnoho ze \u017eadatel\u016f je brzy ozna\u010deno za rizikov\u00e9, proto\u017ee nen\u00ed jist\u00e9, zda budou schopni sv\u00e9 z\u00e1vazky spl\u00e1cet.<\/p>\n

Do takov\u00e9 skupiny se m\u016f\u017eete dostat t\u0159eba v p\u0159\u00edpad\u011b, kdy m\u00e1te jako podnikatel\u00e9 n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed znamen\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a to je pro banku riziko, \u017ee se j\u00ed do v\u00e1s vlo\u017een\u00e9 pen\u00edze nevr\u00e1t\u00ed. Tak\u017ee v\u00e1m rad\u011bji nic nep\u016fj\u010d\u00ed.<\/p>\n

$\"legra\u010dn\u00ed$ <\/p>\n

Ov\u0161em pokud na m\u00edsto do banky vyraz\u00edte do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si u\u0161et\u0159it cestu i zbyte\u010dn\u00e9 tr\u00e1pen\u00ed. Nebankovn\u00ed spole\u010dnost zm\u00edn\u011bn\u00e9 situace posuzuje \u00fapln\u011b jinak. Pracovn\u00edci v nebankovn\u00ed spole\u010dnosti toti\u017e moc dob\u0159e v\u011bd\u00ed, \u017ee n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed je\u0161t\u011b nemus\u00ed znamenat n\u00edzk\u00e9 p\u0159\u00edjmy. Tak\u017ee pokud je p\u0159esv\u011bd\u010d\u00edte, \u017ee tomu tak \u00fapln\u011b nen\u00ed, a \u017ee se m\u00e1te za svou p\u016fj\u010dku \u010d\u00edm zaru\u010dit, tak m\u00e1te po starostech.<\/p>\n

$\"zlat\u00e9$ <\/p>\n

M\u016f\u017eete si zde sjednat v\u00fdhodnou hypot\u00e9ku bez p\u0159\u00edjmu<\/a>. To je hypot\u00e9ka ur\u010dena v\u0161em t\u011bm, kdo maj\u00ed jako podnikatel\u00e9 ni\u017e\u0161\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kter\u00e9 by t\u0159eba na p\u016fj\u010dku v bance nesta\u010dilo. V nebankovn\u00ed spole\u010dnosti si ji m\u016f\u017eete sjednat i p\u0159esto s pom\u011brn\u011b v\u00fdhodn\u00fdm \u00farokem a dlouhou dobou splatnosti, pokud m\u00e1te k dispozici nemovitost jako z\u00e1ruku za p\u016fj\u010den\u00e9 pen\u00edze.<\/strong><\/p>\n

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